Loan & installment tracking
Follow every loan and installment in one place — how much you've paid, what's left, and your projected payoff date. Payments leave your wallet without skewing your spending reports.
AI-powered personal finance
Master your money, one clear summary at a time
Mojaz brings every wallet, expense and recurring bill into a single calm view — with built-in AI that scans your receipts and helps you save, all while your data stays private.
Free to use. Your data stays on your device.
Three ways Mojaz keeps your money honest
Loans, locked exchange rates, and saving that runs itself — the features that put Mojaz a step ahead.
Rate-locked history
Spend in any currency and Mojaz locks each transaction to the exchange rate of its day — so last month's totals never drift when today's rates move.
Automated saving
Set a recurring top-up and Mojaz quietly moves money into your savings goals on schedule — reach what matters without lifting a finger.
Smart help, built right in
Let AI handle the busywork — just speak, snap a receipt, or share a bank SMS, and Mojaz logs the transaction for you. You always stay in control.
Add by voice
Just say it — "I spent 12 on coffee" — and AI fills in the amount, category and wallet for you to confirm.
AI receipt scan
Photograph a receipt and AI fills in the merchant, amount, date and category — manual entry always a tap away.
Import from bank SMS
Share a payment or deposit alert screenshot and AI turns each message into a ready-to-review transaction.
AI savings coach
Get suggested goal targets and a monthly plan shaped around how you actually spend.
Everything your money needs, nothing it doesn't
Thoughtful tools that respect your time and your privacy.
Multiple wallets
Track cash, bank, savings — and gold & silver — side by side with live balances in your currency.
Effortless tracking
Log income, expenses and transfers in seconds, grouped automatically by date.
Monthly reports
See income versus expenses, savings rate and your six-month trend in a single, readable report.
Spending insights
See your top categories and merchants at a glance, so you always know where your money really goes.
Savings goals
Set targets, watch your progress, and let Mojaz suggest how much to set aside each month to stay on pace.
Family pockets
Set money aside for kids or helpers inside your own wallets, and share a private, read-only balance with them by QR code — they need no account of their own.
Multi-currency
Hold wallets in different currencies and see everything converted to yours at live rates, with each transaction locked to the rate of its day.
Gold & silver wallets
Hold gold and silver by weight and karat — Mojaz values them at the live spot price in your currency and counts them in your net worth.
Credit-card wallets
Track your cards alongside cash — spending shows as a balance you owe, with statement-day reminders so the bill never takes you by surprise.
Recurring bills
Never miss a subscription or bill — see what's due before it hits.
Scheduled transactions
Add future income or bills ahead of time — they wait as pending and post themselves on the day, without clouding today's numbers.
Drill-down reports
Tap any category or top merchant in your report to see the exact transactions behind the number.
Locked down
Protect everything behind a PIN, with Face ID or fingerprint unlock and auto-lock options for when you step away.
Sync & backup
Keep everything on your device by default, or sign in for optional cloud sync across your phones — and export a full backup as JSON or CSV anytime.
Truly bilingual
Full English and Arabic with native right-to-left support, end to end.
Private by design
The core app works fully offline with no account, and never sells your data. Sign in only for optional cloud sync and family sharing.
Your money has a lot going on
Mojaz gives you the gist — here's the whole story in under two minutes.
The gist of your money, in your pocket
Download Mojaz and bring calm clarity to your finances today.
Get in touch
Questions, feedback or partnership ideas? Send us a message and we'll reply by email.